Parts that Make Up a Knife

Parts that Make Up a Knife Most people dont care about the knives they use in their kitchen. Meanwhile, there are a lot of things about knives that everyone who uses knives needs to know. There are four things that make up the knife: The  Construction The  Steel The  Edges The  Handle: Most commonly used knives either have a wooden handle or a plastic handle. Some knife manufacturers make knives with metal handles. But these knives are not commonly Used. Wooden handles are better than plastic handles because they are attractive when they are new but they are very unsanitary. They absorb liquids and grease over time and accumulates bacteria in them. This poses danger to the health of users. Plastic handles on the other hand are much more sanitary but they are not strong. They are slippery when they are wet and they tend to melt, chip, crack or break over time. They are not durable. The  Construction: Another important thing to know about knives is the way they are constructed. The construction depends on two things: The Tang: This is the part of the knife that goes into the handle. The Rivets: These are the round piece of metal that hold the blade and the handle together in some knives. The tang of a knife is either partial or full and a full tang is better than a partial tang. This is because knives with full tangs are stronger and safer to use. Knives with partial tang are weak and dangerous. The tang can fall out even while you are using the knife. The  steel: The two major types of steel commonly used by knife manufacturers are carbon and stainless steel. Each type has both advantages and disadvantages. Carbon steel are very strong and even much more expensive than stainless steel. But they rust and corrode over time which makes them unattractive and unsanitary to use. Stainless steel on the other hand are much more attractive to use but they get dull easily and need to be sharpened almost before every use. The  Edges: The edges of knives are either straight or serrated. Straight edged knives make a smooth cut but they must be sharpened constantly almost at every use. Serrated edge knives dont need to be sharpened constantly. They cannot even be re-sharpened and they also rip and tear into food as we cut with the knife. After researching a lot of knife brands and their products, I have decided on which brands of knives best satisfy both health and kitchen needs. Number one on the list is Cutco, I believe they have are the best knives because of the following reasons. The first is their type of handle. This handle is made to fit into anyones. According to cutco.com, the design was made by industrial designer,   Thomas Lamb who studied over 700 pairs of hands. This means that the knives will fit your hand whether you are left handed or right handed or you have small or big hands. This design is called the UNIVERSALWEDGELOCKHANDLE.Another important feature of these handles is the property from which it was made. The handles are made from thermo-resin handle material. According to materialstoday.com, thermo-resin is a very strong type of plastic that can withstand up to 330 degrees of. Heating this plastic only makes it stronger and not otherwise. Cutco knives also have a full tang construction that ensures durability and makes sure the knives are very strong and the blades wont pop out while you are using them. The full tang is held into the thermos-resin handle with silver nickel rivets that are flushed smoothly on the surface of the handles for smooth grip on the knives. This silver-nickel material will not expand and contract under various heat conditions and leaves no room for harboring bacteria. The steel is neither stainless or the common carbon that rusts and corrodes. The steel is made up of High-Carbon stainless steel 440A, Rockwell hardness 55-57C. This material is used to make surgical knives and build ships so it is strong and very sharp at the same time and it will never rust or corrode. The edge of the knives are designed as the Double-Dedge.This edge has points like serrated knives but these points are not doing the cutting. In between these points are 3 razors   that cut food. The points protect the razor from being dull and the knives stay sharp for 7-10 years or even longer according to customer reviews from cutco.com. The second choice of knife manufacturer is Wusthof.These knives also have blades that are made of the same material like Cutcos but the blades are only a little harder with Rockwell Hardness of 58C compared to 55-57C of Cutco knives. The handles have an ergonomic design that fits good in different hands as well as the wedge-lock design in Cutco. The edges of the knives have an angle that is so small to provide a very sharp and precise cut on food. The edges only have a 14-degree angle. The   smaller the angle of the edge of a knife, the sharper the knife is. The rivets in Wusthofs knives are made of brass, which will expand and contract over a long time but they are flushed fitly on the handle and also have other metals inside the handle that help the blade to fit snugly into the handle. This makes these knives very durable and they will not pop out while they are used. The third and the last best option is Shun, they also have high quality materials like Cutco and Wusthof. The knives are incredibly sharp and. They use hard wood for the handles and cover them with resin so it does not absorb moisture, grease or bacteria. Of all the three knife manufacturers, Cutco was the best option because of the following reasons: They have the cheapest knives of all three of them It is American-based; this is most important to Americans. An American based company means that if there is a problem with the product, you can easily contact the manufacturer and fix it. Compared to Wusthof which is in Germany and Shun that is in Japan.

Alternative Beverage Industry †Paper Essay

1. What are the strategically relevant components of the global and U.S. beverage industry macro-environment? How do the economic characteristics of the alternative beverage segment of the industry differ from that of other beverage categories? Explain. The strategically relevant components of the global and U.S. beverage industry macro-environment are Market Size, Market Growth, Markets Segmentation, and Intensity of Rivalry. Market Size: The beverage industry serves an incredible large market. In 2009 alone, the beverage market consumed more than 458 million liters of beverage, resulting in over $1.58 trillion in sales for the industry. Although there is a declining trend in the consumption of carbonated soft drinks in the United States, as of 2009, carbonated soft drinks still accounts for the lion share of the U.S. beverage market with 48.2% of the market; while bottle water and fruit juice account for 29.2% and 12.4%, respectively. The remaining market space was occupied by the alternative beverages segment, which includes sports drinks, flavored or enhanced water, and energy drinks with 4.0%, 1.6%, and 1.2%, respectively Market Growth: While U.S. beverage market saw a decline of 2.1% and 3.1% for the years 2008 and 2009, respectively, due in large part to the economic recession, the global market dollar value as well as volume sales saw an increase year-after-year, from 2005 to 2009. The industry is expected to maintain a growth trend, with sales forecasted to reach approximately $1.78 trillion in 2014, as beverage producer enter new market and develop new types of beverages to accommodate the shifting consumer preferences—and capitalize on the growing and profitable alternative beverage segment. Market Segmentation: The global beverage market is categorized as carbonated soft drinks (soda), bottle water and alternative beverages, which includes sports drinks, energy drinks, vitamin-enhanced water, energy shots, and relaxation drinks. Sports drinks accounted for nearly 60 percent of alternative beverage sales in 2009, while vitamin-enhanced drinks and energy drinks were approximately 23% and 18% of sales in the U.S., respectively. Scope of rivalry: There has been a long lasting rivalry in the carbonated beverage market segment between the two largest producers—PepsiCo and Coco-Cola. However, in the alternative beverage segment, other than Red Bull and Hansen Natural Corporation which also have international presence, most of the other sellers are specialty or regional brands, with distribution limited to a small geographic region. 2. What is competition like in the alternative beverage industry? Which of the five competitive forces is strongest? Which is weakest? What competitive forces seem to have the greatest effect on industry attractiveness and the potential profitability of new entrants? Competition in the alternative beverage industry is low to moderate. Although there are many sellers, the high profit margin in the alternative beverage segment allows for everyone to earn respectable profit. In addition, the leaders, PepsiCo, Coca-Cola and Red Bull appear to understand the importance of maintaining the stability of the industry as a whole, as opposed to aggressively jockeying for individual strategic advantage at the expense of the industry. Although the five competitive forces in the beverage industry are quite favorable, threat of substitute product is the strongest force. This is evidence by the fact that branding and taste are the primary strategic differentiations in the segment. Additionally, the cost of switching is undiscernibly low; and there were many substitute alternative beverages such as tea, soft drinks, fruit juices, bottled water and tap water, which made it easier for consumers to easily switch from one brand to another. The bargaining power and leverage of suppliers was the weakest competitive force because, with the exception of few rare ingredients, there are many suppliers available for producers to purchase ingredients from. Suppliers for packaging are also abundant. Even though substitute products had a bigger market share in the US, consumers bought more alternative beverages. This change in customer preference weakened the competitive power of substitute beverages. The threat of new brands varies by the development of each alternative beverage category. There is a low threat for mature categories and moderate to strong in young categories. During the early stages of developing a category, when famous brand leaders had yet to be established, the threat of entry in alternative beverage categories was strong. This enabled consumers who did not have a brand preference to be attracted to new beverages and allow a quick gain in market share. Once brand preference is established, the threat of entry would is lower for all types of alternative beverages except energy shots and relaxation drinks. The proficiency among sellers of alternative beverages could be considered the strongest competitive force. Among the sellers of energy drinks and other alternative beverages competition among major brands is focused on brand image, taste, packaging, R&D, sales promotions, endorsements, and better access to shelf space. 3. How is the market for energy drinks, sports drinks and vitamin-enhanced beverages changed? What are the underlying drivers of change and how might those forces individually or collectively make the industry more or less attractive? As the industry experiences a saturation rate for all types of beverages in the mature markets (i.e. the U.S. and Europe), it is exercising great effort to enter new international markets . In fact, the industry is expected to gain a good portion of its future growth from consumers in developing countries. As a result, maturity of change in the long-term growth rate, industry consolidation and product innovation are all driving forces of the alternative beverage industry. The annual rate of growth for the dollar value of the global market for alternative beverages was forecasted to decline from the 9.8 percent annual rate occurring between 2005 and 2009 to an anticipated annual rate of 5.7 percent – 2010 through 2014. While dollar value growth rates were expected to decline only slightly in Europe and Asia-Pacific, the annual rate of growth in the U.S. was projected to decline from 16.6 percent during 2005 – 2009 to 6.7% between 2010 and 2014. Product innovation is a constant force as the alternative beverage industry is continuing to create new ideas that give rise to new beverage industry categories and niches. Drivers of change are unlikely to dramatically alter the attractiveness of the alternative beverage industry in the next 3-5 years. Even with a slowing economy, there is no indication that the larger producers such as Red Bull GmbH, Coca-Cola, or PepsiCo are prepared to compete aggressively on price for volume and market share gains. They will likely rely on product innovation and acquisitions to increase sales and market shares. However, the individual and collective effect of industry drivers of change can make the industry less attractive for unknown independent brands unless such companies gain an advantage in the industry. 4. What does your strategic group map of the energy drink, sports drink, and vitamin-enhanced beverage industry look like? What strategy groups do you think are in the best positions? The worst positions? The strategic group maps show the industry participants competing in scope of geographic distribution and brand portfolio breadth. It shows that beverage producers competing internationally with broad brand portfolios are positioned most favorably in the industry, because as the matured market saturate, and volume sale declines, the producers with international presence and capabilities will have the edge to enter into other international markets. Companies with a single brand and regional or national distribution only (i.e., Living Essentials, Vacation in a Bottle (ViB), Dream Water, or Drank) seem to be positioned most poorly in the industry because they are positioned as specialty or regional brand, which exposes them to the ebb and flows of market conditions of the economic cond ition or consumer preference of a narrow market. The current level of competition makes it doubtful that small regional producers will survive over the long-term unless acquired by a large international bottler. 5. What key factors determine the success of alternative beverage producers? There are four factors that are necessary for competitive success in the alternative beverage industry. The first one is access to distribution, which is seen as the most important industry success factor due to the fact that most brands of energy drinks/alternative beverages cannot achieve good sales volumes and market shares unless they are widely available in stores, and there are also too many brands for all to be included on store shelves, especially in convenient stores who require placement fees. The second factor is innovating product skills. By definition, alternative beverages were different from traditional beverage; line extensions permitted entry to new categories. The third one is name brand, which was also a critical factor in choosing a target customer demographic. The image which the brand represents and exemplified and emphasized in advertisements, endorsements, and promotions created a following and demand for one brand over another. Brand image was also a result of labels and packaging that alternative beverage consumer found appealing; small producers with poor image building capabilities had difficulty competing in the industry. Finally, sufficient sales volume to achieve scale economies in marketing expenditures is also an important driver. Successful alternative beverage producers were required to have sufficient sales volumes in order maintain marketing expenses at an acceptable cost per unit ratio. 6. What recommendations would you make to Coca-Cola to improve its competitiveness in the global alternative beverage industry? To PepsiCo? To Red Bull GmbH? Coca-Cola should go beyond a distribution deal with Living Essentials’ 5-Hour Energy drink, and instead, make a move to acquire it. Secondly, with only 10.2% of market share in the United States, as compared to PepsiCo’s 47.7%, Coca-Cola should focus on building strength in alternative beverage sales in Asia where it has a slight edge over its competitors. As globally established brand, and the market leader in the alternative beverage segment, PepsiCo is well positioned to maintain its market strength in the foreseeable future. And with its global distribution capacity, PepsiCo should leverage its strength and aggressively enter new markets in Asia, South America, Africa and the Middle East before its competitors and or new entrants gets ahead of it. For its U.S market, PepsiCo should continue to maintain its market position by investing in R&D in order to develop new expand its product lines. As the energy drink market leader in the U.S. and the third-largest producer of alternative beverages worldwide and the number two seller of alternative beverages in the U.S. and Europe, Red Bull had notable performance for an independent producer. To maintain their competitive advantage, Red Bull GmbH should also create product line extensions to aid in the appeal of its brand.

HR Strategic Plan to Achieve Firms Shareholder Goals - Free Essay Example

Sample details Pages: 7 Words: 2020 Downloads: 9 Date added: 2017/06/26 Category Business Essay Type Research paper Did you like this example? 1.1. Over the years, a new philosophy has shaped the market and the way of approaching clients. Become one of the axioms, the key of any successful business is the level of service provided by the firms. Don’t waste time! Our writers will create an original "HR Strategic Plan to Achieve Firms Shareholder Goals" essay for you Create order Service is an outcome of daily interacting between clients and firmà ¢Ã¢â€š ¬Ã¢â€ž ¢s employees; this is why it is critical to build HR plan to achieve firms shareholder goals and to satisfy employeeà ¢Ã¢â€š ¬Ã¢â€ž ¢s requirements. Strategic plans are not limited only to budget, sales, marketing and logistics. But, is has to include a detailed plan for the management of human resources before and after employment to ensure good and fair working environment, gain employees loyalty and commitment to achieve the set goals and to Increase employees productivity. HR plans should be in line with medium and long-term business strategy to guarantee correct supply whenever business grow and competition increase. Imagine; without planning to add new instructors, a training institute will accept to register 200 students, while the capacity is 50 only. What will be the result? 1.2. 1.3 HRM activities can be considered in two categories that will emphasis achieving the requirem ents of XXX during establishing and growing phases. Pre-employment: Build up the company organizational chart and reporting flow. Assure that supply of human resources will accomplish demand requirements. Understand human resources profile and their role and tasks. Moreover, recognize correct ways to source them. After hiring: Assign tasks relevant to the job description agreed and set realistic goal. Allocate proper workstation, designated work area. Set clear and fair internal policies and regulations. Implement group and customized continuous trainings. Design Career path for the promising employees. As XXX, strategy is to be recognized among the top five training institutions in the region with 8-10 years. Human resources plans should be aligning with this strategy like: appoint and secure high-educated and sufficient staff who got knowledge and eagerness to learn latest technologies updates, in addition; provide required facilities like workshops occupied with the best learning and training tools. 2.1. UAE is an open market where competition is incredibly tough, individuals looking to develop their own skills and competencies for better career achievements. Companies seeking at least to protect their own market share, this cannot be done without affective and efficient team. Technology changing rapidly, most of the companies are using systematic software to manage their business, employees forced to use PC softwareà ¢Ã¢â€š ¬Ã¢â€ž ¢s for reports and many other tasks. Adding to above, law ask for minimum HR requirements to provide license for Business and computer training institution. . We do not forget individualà ¢Ã¢â€š ¬Ã¢â€ž ¢s sensitivity for service, quality in UAE is high, and people are highly demanding for the best. XXXXX in the put up / growth stage, capital already decided by the owner. Location is ready which can accommodate at the same time 3 classes and each class includes 15 students. These factors lead that XXXX have to consider stating up with a minimum staff that can be attracted from other similar companies due to their required experience. XXXXX need to attract trainers with good reputation that will help in getting some students as XXXXX still unknown yet. Suggested startup company structure as below. Working hours Class schedule: Working hours Saturday to Friday Shift 1 9.00 am to 1.00 pm Shift 2 6.00 pm to 10.00 pm Class Room No Class Type Timing Max # of Students Room 1 Computer 9.30 am to 11.00 am 15 Room 2 Computer 9.30 am to 11.00 am 15 Room 3 Business 9.30 am to 11.00 am 15 Room 1 Computer 11.30 am to 1.00 pm 15 Room 2 Business 11.30 am to 1.00 pm 15 Room 3 Business 11.30 am to 1.00 pm 15 Room 1 Computer 6.30 pm to 8.00 pm 15 Room 2 Computer 6.30 pm to 8.00 pm 15 Room 3 Business 6.30 pm to 8.00 pm 15 Room 1 Business 8.30 pm to 10.00 pm 15 Room 2 Business 8.30 pm to 10.00 pm 15 Room 3 Computer 8.30 pm to 10.00 pm 15 2.2 As schools will be off during July August. The institute expect a grow in studentà ¢Ã¢â€š ¬Ã¢â€ž ¢s enrolments in computer training classes; this requires allocating more Human resources to fulfill the requirements in the period prior to enrolments for marketing activities and during the courses time. Adding more human resources, changing working hours and adding more learning tools (PC devices) will be required to satisfy the demand during this period, but; form the other hand, it will be an additional un-wanted cost during other months. As a conclusion, whatever additional cost related to HR activities during this period should not be carried forward in the following months. 2.3 A- SMART target to be achieved by August: Increase of 30% in studentà ¢Ã¢â€š ¬Ã¢â€ž ¢s enrolment in Jul Aug. Visiting 200 schools in Apr May for sales and marketing activities. Limiting any additional HR cost to this period only. B- HR Situation Analysis: Maximum capacity of Computer students per week: 90 students. Maximum # of computer courses per month considering each course 6 days: 4 courses. Maximum computer classes per day: six classes. Sales Marketing: Available two sales people focusing on brining corporate business. Working Hours: 9.00am to 1.00pm and 6.00pm to 10.00pm. C- Forecasting HR Demand: Based on the experience of such cases and on the target required to be achieved, XXXXX needs the below Human resources during Jul Aug and during the prior period for preparation. Type of Work Duration # of people Total hours Sales Marketing / computer Apr May. 42 working days 2 504 hrs. Reception Registration Jul Aug. 54 working days 2 864 hrs. Instructors Jul Aug. 54 working days 3 486 hrs. IT Jul Aug. 54 working days 2 540 hrs. D- Analysis of the supply: Type of Work # of available people Remarks Sales Marketing / computer 2 Both focusing on brining corporate business and cannot change their plans. Reception Registration 1 Working as per the standard working hours. Instructors / computer 2 Working at the maximum capacity of students. IT 1 Working as per the standard working hours. E- HR action plan: Considering target # 3, the best way to limit additional cost to this action only is to use temporary employees. Sales Marketing: sales activities should be in April May to insure the sales increasy in Jul Aug. two sales women can be appointed through companies provide human resources solution and supply. Instructors: once courses type defined, XXXX to attract instructors with good reputation in computer training. classes: add two new classes from 1.30pm to 3.00pm and from 3.30pm to 5.00pm. Working hours Jul Aug: 9.00am to 10.00pm. KPI for temporary employees to guarantee good performance. Additional Human resources required Type of Work Duration # of people Total hours Details Sales Marketing Apr May. 42 working days 2 504 hrs. Temporary contract, 6 hrs./D , 5 D/W Reception Registration Jul Aug. 54 working days 1 432 hrs. Temporary contract. from 12.00pm to 8.00 pm. 8hrs./D , 6D/W Instructors Jul Aug. 54 working days 1 162 hrs. Outsourcing. 2 class/D, 1.5 hrs./class Each course is 6 classes. IT Jul Aug. 54 working days 1 270 hrs. Temporary contract with It company. From 1.00pm to 6.00pm / D KPI for temporary employees Type of Work TARGET Sales Marketing Targeted market is schools; each sales should visit minimum 2 schools per Day. Commission Scheme 25-50 new students 3% of total courses fees / Student 51-75 new students 4% of total courses fees / Student 76 and above new students 6% of total courses fees / Student Reception Registration Work should be organized, filed and timely. Instructor Should attend all classes unless during force majeure. Additional 10% of total fees as a bonus in case of achieving 80% in the satisfaction questioner that students will fill at the end of each course. IT Software issues should be solved same day. Hardware issues should be solved next day, unless spare part not available in market. 2.4 XXXX main concerns are to reach to large segment of prospective clients, and to operate without loses to reach the breakeven point as early as possible. The proposed HR plan for Jul August will help in terms of marketing activities as the sales team will reach to a maximum number of prospective within short period and this will increase demand. Cooperating with reputed trainers will increase studentà ¢Ã¢â€š ¬Ã¢â€ž ¢s satisfaction and they will be great word of mouth marketing tool. In terms of profit and loss: Considering that, all the temporary employees asked to receive their complete fees regardless if XXXXX managed to enroll enough number of students during Jul Aug or not. Type of Work Cost Total COST Sales Marketing 50 AED / hr. 504 hrs. 25,200 AED Reception Registration 25 AED / hr. 432 hrs. 10,800 AED Instructors 9000 AED / Course 18 courses 162,000 IT 50 AED / hr. 270 hrs. 13,500 AED OTHER OPERATING COST 20,000 TOTAL COST 231,500 AED AVG COURSE FEES / Student 2000 AED Break even requirements 116 students 3.1 3.2 Any institution needs HRM policy that insure driving the stuff in the correct path to achieve the corporate strategy. For XXXXX, I will highlight three main policies. Hiring policy: to attract new employees that ONLY have previous experience in similar institutions. Academic Training Development policy: related to head of departments, Instructors and sales team. All of them should attend periodical trainings to update their knowledge with the latest technological developments and recent business development programs. Leave policy: this policy will insure that each employee will achieve a minimum number of attendance days considering three types of leaves, which are Annual, Sick and emergency. 3.2 As per UAE labor law, there are two types of contracts, both of them allow the employee to resign after three years. Considering that XXXX may spend money on academic training for the employees, it is required to sign internal contract guarantee that the empl oyee will not leave unless he finished certain number of years. In addition, as per the law, employees entitled to 30days annual leave. This mean that XXXXX should plan how to cover the shortage of HR during this leave period. 4.1 4.2 XXXXX is a mall size company with organization structure defined if figure. In this structure, the administration manger is acting as HR manager who is responsible of setting all the procedures related human resources management that should follow the policy set by the institution. The general manager will be involved in all HR activates, and each department head will be responsible of HR activities of his team, expect issues related to ministry of Labor and general directorate of residency and foreign affairs, this will be the responsibility of the PRO. In additional, the company newly established and the team just met each other, still there is no clear environment in the work and still the HR could not identify the qualitative and qu antitative outcome from the employees. From this point, HRM should concentrate on building a friendly environment assuring as well that the entire employee will strictly follow rules and procedures. 4.3 One of the basic steps to build a successful strategic plan is to perform an environmental analysis of the institution, which includes the internal scan. This internal will define the strengths and weaknesses on the institutionà ¢Ã¢â€š ¬Ã¢â€ž ¢s elements including human resources situation, at this point it is required to implement an effective human resources management in a harmony with the institution goals. Such plan effectiveness can be proved by reducing the gap between HR demand and supply. To monitor the performance of HRM plan in XXXXX, they may follow the below to generate the KPI of HRM activities: Domain of HR activity Possible Measures Staffing Time and cost to fill a job Performance of hired applicants Turnover of staff ratio Training and Number Efficiency of training programs per year Development Career development Overall Performance Effectiveness of appraisal process for dealing with poor performers system Ratio of salary and benefits to market Compliance with federal and state fair employment practices Internal Consistency and clarity of messages from top management and from HR communication Culture Effectiveness of information sharing among departments Speed and effectiveness of responses to employee complaints Institution culture and employee relation 4.4 By analyzing current HRM issues, we can identify the reason and suggest solutions as below: Reasons: Centralized management: the GM should take all the decisions regardless of the importance, without listing to employees ideas. Reporting flow: reports should be sent through administration manager only. Shared team activities: NONE. Suggested solutions: Change decision-making process by involving the team in brain storming session and passing some power to division head for better faster reactions. Each employee will report to his direct supervisor. Arrange team outing and other indoor social activities like calibrating employees birthdays.

Money Is What Makes The World Go Around - 1705 Words

There is a common phrase that used by many people around the world. That saying is, â€Å"Money is what makes the world go around.† Every individual in the world has things and items they need or wish to have. In the modern world, currency is used to purchase every one of those items whether it be a basic need or a selfish desire. In order to have a shelter for living, an individual has to purchase one for a price or even multiple payments every month. In the United States, a person has to use money to buy basic needs such as food, water, and clothing. There are other needs to live in a modern society such as electricity, the internet, education, and transportation. The acquisition of these needs to survive in society causes stress for a†¦show more content†¦It is necessary to find solutions to the problem if excessive financial stress impacts a family unit negatively. Background Financial Stressors Stress is a normal occurrence for all humans. Normalized stress can be healthy for people. Normalized stress inspires people to be productive in their actions (McLaren). Excessive stress is what is unhealthy for people. Excessive stress causes unproductivity, mental fatigue, and can even affect the health of an individual person (McLaren). The same classifications for stress similarly apply to financial stress. Financial stress inspires a person to work to meet their needs and fulfill desires. Excessive financial stress can be unhealthy to the lives of individual people. Stressors are situations which cause people to feel the strain of meeting a need or desire (McLaren). There are three stressors which lead to excessive financial stress: debt, unemployment, and significant loss of money. The definition of debt in the dictionary is, â€Å"something that is owed or that one is bound to pay to or perform for another† (Merriam-Webster). In the situation of fina ncial stress, debt is owing significant amount of money to an organization or individual. In the United States economy, People can borrow money to pay for needs they cannot afford. This is usually for having a shelter in the form of a house or obtaining transportation in theShow MoreRelatedThe Crime Of Jamaican Crime1746 Words   |  7 PagesJake Schommer Mrs. Ribar English 11 7 November, 2016 Jamaican Crime Every country in the world has their own issues that they have to deal with. Jamaica is a strong example of this. Their biggest problem that they face is easily the crime issues. There is really nothing in jamaica that brings in wealth. This is a big problem as there is no businesses so everyone is pretty much poor besides a few parts of the island where the rich live. In jamaica it doesn’t matter where you are crimes happensRead MoreSlavery Speech Sample Essay1083 Words   |  5 Pageswork they are doing around the world to stop child sex slavery. 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